Private Health Insurance 

Provided by AXA PPP healthcare

Get A Health Insurance Quote


  • Private healthcare insurance can cover you for diagnosis and treatment of any new medical conditions that develop after you take out the plan. AXA PPP healthcare can provide you with prompt access to hospital appointments with their Fast Track Appointments service. Plus a FREE £50 M&S voucher when you take out a plan today.*
  • Avoid NHS waiting lists - why wait for future treatment?
  • Access to over 24,000 specialists and other practitioners
  • Enhanced family and children's cover
  • AXA PPP healthcare's best ever no claims discount
Get A Health Insurance Quote 
Or call free on 0800 023 2211
Provided by 

Clear and simple answers

What does private health insurance cover? >>

Private health insurance, put simply, is a plan that offers you quick access to eligible medical treatment, from diagnosis to a comfortable hospital stay depending on chosen cover - whilst avoiding NHS waiting lists.

Personal Health from AXA PPP healthcare is the next generation of private health insurance. The plan offers you the choice and convenience you need, when you need it. Whatever your budget, there's a plan to suit you — AXA PPP healthcare believes great health cover is for everyone.

What's covered by Personal Health from AXA PPP healthcare? >>

Personal Health is a modular plan, the core cover includes many health care benefits. However the plan allows you to choose up to six options to enhance your cover.

Benefits of Personal Health include:

  • Extensive heart and cancer cover and care**, including radiotherapy and chemotherapy.
  • Enhanced family and children's cover
  • 24-hour telephone access to information and guidance from our nurses and counsellors and access to our pharmacists and midwives throughout the day.
  • In-patient and day-patient treatment at a network of over 250 hospitals.
  • Surgery as an out-patient.
  • Computerised tomography (CT), magnetic resonance imaging (MRI) and positron emission tomography (PET) scans.

***Availability of cover dependent on medical history and cover chosen.

Extra cover options available:

  • Out-patient
  • Therapies
  • Mental Health****
  • Dentist and Optician Cashback
  • Extended Cover
  • Travel Cover

****Availability of cover option dependent on medical history.

Get a personalised quote

Can I cover pre-existing conditions? >>

Health insurance is usually designed to cover treatment of new medical conditions that begin after you join. Your cover for treatment of pre-existing conditions depends on the type of underwriting you choose when you join.

What is a pre-existing condition?

A pre-existing condition is any disease, illness or injury that:

  • you have received medication, advice or treatment for in the five years before the start of your cover, or
  • you have experienced symptoms of in the five years before the start of the cover:
    whether or not the condition was diagnosed.

Cover of pre-existing conditions is also dependent on the type of underwriting terms you join on.

There are four different types of underwriting:

  • Full medical underwriting –  AXA PPP healthcare will ask you details of your medical history, including any pre-existing conditions. Your cover will then be worked out based on the information received and any exclusions will be shown on your membership certificate
  • Medical history disregarded –any pre-existing conditions you might have had when you join are accepted. (This is normally only if you are switching from another provider or are part of a business scheme)
  • Moratorium- you are not covered for pre-existing conditions you've had in the last five years until you've been a member of AXA PPP healthcare for two years in a row and have been trouble-free from that condition for two years

Get a personalised quote

Can I choose a specific consultant and hospital? >>

AXA PPP healthcare always recommend that you ask your GP for an open referral. That's a referral that does not name a specialist. With an open referral, you'll have a choice of specialist and their team will make your appointment for you.

Get a personalised quote

Can I buy cover for my family? >>

You can add family members to your cover, including babies, at any time.

You can normally add:

  • Your partner. It does not matter whether you are married, in a civil partnership, or living together permanently in a similar relationship.
  • Any of your children or your partner's children.

If you would like to add a new baby to your cover, you can normally do this from their date of birth, so long as you call within three months of their birth. Axa will not normally need details of their medical history. Cover exclusions may apply to babies born after fertility treatment, or following assisted reproduction, or who you have adopted.

What if I already have health insurance? >>

Switching to AXA PPP healthcare is easy - they'll do all the paperwork for you. In most cases, your cover can continue without any interruptions

If you can answer a couple of questions about your health favourably, AXA PPP healthcare can cover you with no changes to your previous medical underwriting, subject to the terms and conditions of the new plan you choose.

Learn more about private health insurance

The benefits of private health insurance

Caring for a loved one with cancer

Guide to Therapies Options

Get A Health Insurance Quote

Or call free on 0800 023 2211

Why AXA PPP healthcare?

AXA PPP healthcare provides simple, affordable health insurance to give you the cover you want- taking care of you today and for tomorrow. They have over 70 years’ experience providing private healthcare insurance and cover over 2 million members. The Personal Health plan from AXA PPP healthcare is the next generation of private healthcare insurance - it allows members access to treatment and care for the things that matter most. Whatever your budget, there’s a plan that’s right for you and your family.


Why choose AXA PPP healthcare?


Switching health insurance is easy


Fast Track Appointments

I had my dedicated nurse just a call away. I am sure the way I was treated helped me to a full recovery
- Ms. Hodgins, Hertfordshire

Get A Health Insurance Quote

Or call free on 0800 023 2211


We use cookies to improve your experience of our website. Cookies perform functions like recognising you each time you visit and delivering advertising messages that are relevant to you. Read more here